AI-Powered, On Chain Escrow

Buy and Sell with Complete Confidence

Secure peer-to-peer transactions with blockchain escrow. Your funds are protected until both parties are satisfied.

Why Choose CertuPay

The only AI-powered, on-chain peer-to-peer escrow platform that combines blockchain security, intelligent fraud prevention, and instant settlements

AI-Powered Protection
Smart fraud detection and risk analysis that learns and adapts to protect every transaction
  • Real-time fraud detection
  • Behavioral analysis & anomaly detection
  • Automated dispute resolution
On-Chain Security
Your funds are locked in audited smart contracts on Polygon—no bank, no middleman, no risk
  • Immutable blockchain transactions
  • Transparent & verifiable records
  • Zero counterparty risk
True Peer-to-Peer
Direct transactions between buyers and sellers with KYC verification and instant settlements via Ozow
  • No middleman fees or delays
  • Verified users via Smile ID & TransUnion
  • Instant ZAR settlements 24/7

Ready to Get Started?

Create your first secure escrow transaction in minutes